Loans

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Personal Loans

Our Personal Loan can help you get started on something big, new or exciting. Whether that’s stocking your shop or warehouse, upgrading your car, home improvements, or giving yourself more peace of mind by tidying up your existing borrowing.
  • Our rates are competitive and negotiable
  • If approved, you will get the funds immediately

Talk to us today.

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Business Loans

Business loans
Our Business Loan can help you reposition your business and take it to the next level.
  • Our rates are competitive and negotiable. As you would expect, our business loan is subject to status. The rate you’ll receive depends on your individual circumstances, credit checks and an assessment of your financial situation.
  • If approved, you will get the funds immediately.

Talk to us today

Overdraft Loans

An overdraft can be used to borrow money on your current account and can help when you are faced with unplanned events. Overdrafts are not suitable for long-term borrowing and will typically result in you being charged a higher interest.

An arranged overdraft is where we agree an overdraft limit with you. An unarranged overdraft is when you authorise a payment that would take your account overdrawn or beyond your arranged limit without agreeing in advance an overdraft to cover it. We’ll always consider an unarranged request and will make the payment if we can, subject to status.

Talk to us today.

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Products may vary by country or market.

DISCLAIMER

All deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). Stateside Microfinance Bank is licensed by the Central Bank of Nigeria. “Stateside” and “Statesidebank” are trademarks of Stateside Microfinance Bank Lagos: 1c, Fatai Durosinmi Etti Crescent, off Ligali Ayorinde Road, Victoria Island, Lagos.

Stateside accounts are provided through Stateside Microfinance Bank. All text, graphics, audio files, code, downloadable material, and other works on this website are the copyrighted works of Stateside Microfinance Bank. All Rights Reserved. Any unauthorized redistribution or reproduction of any copyrighted materials on this website is strictly prohibited. Other product and company names are trademarks of their respective owners. This website contains simulated images; actual appearance may vary.